Motor Truck Cargo
Motor Truck Cargo coverage protects the product you are hauling or while in your possession. Coverage limits vary and price is dependent on the type of cargo being hauled and the amount of coverage needed.
This coverage is for legal liability for the loss or damage to non-owned trailers or equipment. This coverage is very common when you are leasing equipment. Please note that when equipment is leased, the lessor must provide with paperwork to be filed with the insurance company in order for the coverage to be put in effect.
To request a Certificate of Insurance, please send your request to firstname.lastname@example.org . Please allow up to 35 minutes for processing.
Our agency prides itself on assisting the trucking industry with quality protection to minimize liability. We offer a wide range of coverages. We offer some of the top insurance carriers in the nation for our trucking policies. Please note that multiple factors go in to the pricing of a policy. Commons factors are: where you are located, driving records, length of DOT number and DOT history, credit score and type of operation.
Primary Liability protects you when you are at-fault for an accident. This coverages covers damage or injury caused to others. Liability is a mandatory coverage by State and Federal entities. Our liability limits range from $25,000 to $2,000,000. We do have the option to provide additional coverage through a commercial umbrella policy.
Physical Damage covers the truck and trailer when you are at fault for an accident. Physical damage is typically required when a truck or trailer is leased or has a lien. The pricing of this coverage is based on the value of the equipment.
Non-Trucking Liability (aka Bobtail)
Bobtail coverage protects you when driving without a trailer or travelling from Point A to Point B without a load.